Insurance Company Tactics When it comes to Motor Vehicle Accidents

Injury Lawyers Help Engage With Insurance Companies in Auto Accidents from Morristown to Newton NJ

Understanding Insurance Company Tactics When it comes to Motor Vehicle Accidents

The State of New Jersey is a no-fault auto accident state, meaning that drivers have insurance to cover their own injuries and damage in the event of a motor vehicle accident rather than insurance being required to pay the other party. However, this does not mean that you cannot sue the insurance company of a negligent driver who causes personal injuries or property damage.

It is important to remember that insurance companies are for profit businesses and, although it is a big part of what they do and the product they provide, any money that they pay out goes against their bottom line. For this reason, some insurance companies have become very adept at getting people to accept a smaller payment than they deserve.

The Law Offices of Michael P. Burakoff has extensive experience dealing with insurance companies and recovering full and fair compensation for his clients who have suffered personal injuries in all types of motor vehicle accidents due to third-party negligence in towns across Morris County and Sussex County. Call either our Morristown office or our Newton office today at (973) 520-0525 to discuss your individual needs, concerns and situation.

Insurance Company Tactics Sussex County NJ Lawyers

There are several common tactics employed by insurance companies across New Jersey in order to pay as little as possible to victims injured in car accidents, motorcycle accidents and truck accidents.  On their surface and without full knowledge these offers may seem fair. However, in many cases the amount paid can be far below your actual needs especially in cases of catastrophic injuries that can cause permanent disability such as traumatic brain injury and spinal cord injury among others.

These tactics often include:

  • The offering of an upfront lump sum payment.  Because litigation sometimes takes months and even years, receiving funds immediately may seem to be the solution to any money problems you may currently have. The problem is that the amount you receive may be inadequate to meet your long-term needs. In many instances further injuries may become apparent later and accepting a lump sum settlement upfront may make it difficult, if not impossible, to gain the full and fair compensation you may need to make your life whole again.
  • Convincing you to accept some blame. Although this may happen in a seemingly casual conversation with an adjuster, the problem is that anything you say can be used by the insurance company against you and your rightful claim. It is recommended that you keep from discussing fault altogether.
  • The settling medical claims prematurely. Generally, property damage and medical liabilities in accidents are handled separately. The insurance company may offer to pay both together in an immediate payment. The problem is that your health may deteriorate later and you may need further treatment. Grouping both property and medical expenses together may make sense for the insurance company but will seldom be to your advantage.

Why Morris County Injury Lawyers Are Important to Help You Through the Claims Process

Though a motor vehicle accident, for many of us, is a rare event, but it is something that insurance companies deal with on a daily basis. They often know the stress you may be under physically, emotionally and financially can make you vulnerable. For this reason, you will need someone who can match their experience and has knowledge of the law to be your adviser and representative when dealing with the negotiation and litigation related to your case.  It is critical to have someone who knows what you deserve and will fight to make sure you get it.

Though large insurance companies may seem intimidating it is important to remember that you do not have to face them alone.

Contact A Denville Motor Vehicle Accident Attorney Today

Attorney Michael P. Burakoff has decades of experience recovering full and fair compensation for our clients injured in motor vehicle accidents across New Jersey, Morris County, and Sussex County, including communities such as East Hanover, Morristown, Parsippany, Denville, Dover, Netcong, Hopatcong, and Newton.

If you or someone you care about has been injured in a motor vehicle accident, please speak with Michael Burakoff and our legal team today in a free and confidential consultation regarding your options for making a financial recovery that is fair and just.  Contact us online, or through either our Newton office or our Morristown office at (973) 520-0525.

 

What Should I Look For in a Personal Injury AttorneyThe American spirit of toughness and self-sufficiency has served us well as a country. We are taught from a young age to “walk it off” and continue when we are hurt and not to complain. However, when you are hurt in an auto accident, on the job, or as the result of a medical mistake, ‘walking it off’ so to speak is exactly what you should not do. The result can be expensive healthcare or even regular household bills that you have no idea how you can pay, especially if your injuries put you out of work. You may be unfairly treated by insurance companies, doctors, your employer, or others who should be trustworthy but are only looking out for their own best interests.

Morristown Personal Injury Lawyers Protect Your Future

If you have been injured due to the negligence of a third party in a motor vehicle accident, slip and fall accident, by a defective product or any of a myriad of reasons, it is recommended that you contact an experienced and skilled personal injury attorney. It would be to your benefit to do some research and find the attorney that will best represent your interest as well as the interest of you family.

The Law Offices of Michael P. Burakoff has extensive experience handling all manner of personal injury accidents, premises liability and product liability claims in Parsippany, Hopatcong, Mt. Olive, Andover, Newton, Morristown and other towns all over both Sussex and Morris County.  Speak with Michael Burakoff about how to protect both you and your family from potentially catastrophic financial consequences in the form of medical bills and loss income from work.  Contact us online, or through either our Morristown or Newton office at (973) 520-0525.

Qualities to look for in a Sussex County Injury Lawyer

When faced with any injury due to third party negligence, whether in the workplace or in public, you must ensure that you are adequately compensated for the injury. This compensation can make all the difference in your life going forward and to making your life whole again. It is essential to hire the best personal injury lawyer in order to get experienced and superb representation in court and to send a message to the insurance company that you are serious about your injury. Here are the qualities you should look for in your personal injury attorney:

  • Availability

It is best to find a lawyer who is readily available whenever you require their services. It is also critical that the lawyer have a strong and experienced support staff who are always available to update you as to the progress of your case.

  • Professionalism

It is important to search for a lawyer who carries out his/her duties with the highest professionalism. It is also essential that the lawyer handle his clients with compassion, empathy and understanding. The lawyer should have a clear passion for seeking the best outcome for the client in the court proceedings.

  • Accessibility

The best lawyer is easily approachable by the clients. The personal injury lawyer you select should offer a reliable and convenient means of communication with clients.

  • Sincerity

All lawyers should always be frank and sincere with their clients. The lawyer should keep the client informed about the prospects of the case, good and bad, thereby, helping you to avoid unnecessary anxiety going forward. The personal injury lawyer should always listen to their intuition and advise you on the best course of action. However, the lawyer should always offer clear and credible reasons for the advice that he issues and include your goals in planning the case.

  • Record of success

Reputation is important in the area of personal injury because the insurance company that is responsible for the case is continually weighing how far to go in their negotiations. Any personal injury law firm with a track record of success will often obtain stronger settlements because of past successes in this area. Likewise, the law firm will often have knowledge of the tactics of the insurance company involved and therefore be able to develop an effective strategy toward getting you the compensation you deserve.

Talk to a Morristown Personal Injury Attorney Today

Attorney Michael P. Burakoff has decades of experience recovering full and fair compensation for our personal injury clients in communities such as East Hanover, Morristown, Parsippany, Denville, Dover, Netcong, Hopatcong, and Newton and across Morris and Sussex County, NJ.

Our firm understands how precarious a family’s situation can become as medical expenses mount as the result of a personal injury, whether the injuries are physical or psychological. That’s why we focus on keeping our clients and their families informed and involved throughout the legal process as we work to secure them the compensation they both need and deserve to make your life whole again.

Please speak with Michael Burakoff and our legal team today in a free and confidential consultation regarding any type personal injury to learn about your options for making a successful financial recovery.  Please contact us online, or call to schedule an appointment at one of our conveniently located offices in Newton or Morristown, NJ.

 

Timeline to Report a Sussex County Motor Vehicle Accident

Important Deadlines to Remember After Sussex County Motor Vehicle AccidentAfter a serious motor vehicle accident, it is common to feel overwhelmed by all of the things you will need to do order to fully recover both physically and financially. These may include medical appointments, physical therapy, time away from work, finding childcare as well as getting your vehicle repaired. With all these demands on your time and concentration, it’s all too common for some to forget about the reporting deadlines concerning your car accident,motorcycle accident or truck accident. Missing these deadlines can cause tremendous problems for your personal injury claim as well as your motor vehicle accident liability case, and may prevent you from getting the care you need in addition to the compensation you deserve.

If you or someone you know is involved in a motor vehicle accident involving injury or substantial damage to property, it is imperative to contact an experienced attorney as soon as possible.  The Law Offices of Michael P. Burakoff has extensive experience handling motor vehicle accidents in Parsippany, Hopatcong, Mt. Olive, Andover, Newton, Morristown and other towns all over both Sussex and Morris County.  Speak with Michael Burakoff about how to protect both you and your family from potentially catastrophic financial consequences in the form of medical bills and loss income from work.  Contact us online, or through either our Morristown or Newton office at (973) 520-0525.

Report Your Morris County Automobile Accident to the Police

The first deadline to arise in an accident case is the requirement to report the collision to the police. New Jersey law requires that any driver involved in an automotive accident resulting in any injury or death, or that caused property damage that equals at least $500 must report the accident to the police by the quickest means possible to the New Jersey Department of Transportation. This usually means a phone call placed at the scene of the accident. This report can be made to the local police force of the town where the accident happened, the county police, or the New Jersey State Police. After the police report, the driver has 10 days from the date of the crash to file a written accident report using official paperwork provided by the New Jersey Department of Transportation.

Get in Touch with a Newton Automobile Accident Attorney ASAP

If your injuries are severe, you may be able to pursue a case against the at-fault driver in your accident and obtain compensation for your injuries, pain and suffering as well as other losses. However, there is a statute of limitations for any personal injury lawsuit, including those resulting from automotive accidents. In most cases, the statute of limitations for personal injury lawsuits is two years from the date of the accident.  Missing this deadline will most likely cause your lawsuit to be dismissed outright. For this reason it is important to begin working with an attorney as soon after your accident as possible.  Getting the process started protects your future right to a trial if necessary.

Report the Accident to Your New Jersey Insurance Provider

The next important deadline involves opening a claim with your own car insurance company. New Jersey is a no-fault state, so in the majority of cases, your primary option for medical coverage for any accident injuries will be the Personal Injury Protection (PIP) coverage on your own insurance policy. Your policy should state the time period you have to report your accident to your insurance provider.  The usual window of time is no more than seven days, but sometimes it may be up to 30 days. If possible, it is recommended not to wait that long as reporting immediately is best.

Talk to a Morristown Pedestrian Accident Attorney Today

Attorney Michael P. Burakoff and our law offices have vast experience recovering full and fair compensation for our clients injured in motor vehicle accidents across New Jersey, Morris County, and Sussex County, including communities such as East Hanover, Morristown, Parsippany, Denville, Dover, Netcong, Hopatcong, and Newton.

Our firm knows and understands how precarious a family’s situation can become as medical expenses mount and the injured party remains unable to work. For this reason we focus on keeping our clients and their families informed and involved throughout the legal process as we work at securing them the compensation they both need and deserve to make your life whole again.

Please speak with Michael Burakoff and our legal team today in a free and confidential consultation regarding any type of pedestrian or vehicle accident to learn about your options for making a successful financial recovery.  Please contact us online, or through either our Newton office or our Morristown office at (973) 520-0525.

Dangers of Morris and Sussex County School Bus Accidents

Dangers of Morris and Sussex County School Bus AccidentsThere is always a level of fear and uncertainty shared by all parents each day as children are sent out into the world; the fear of a predator or kidnapper taking the child, the fear of cars flying by on a busy street, or the quite common fear shared by many parents of having their child riding a school bus when the bus gets into a motor vehicle accident. Although the school bus itself is a large, heavy, considerably stable vehicle for them to travel in; many of us have concerns about adequate seat belts, a functional and operational engine and break system. These fears stem from the realization that not all school buses or bus drivers are created equal and that accidents involving school buses that are filled with child on their way to or from school can result in a variety of personal injuries ranging from minor to catastrophic injury; and in tragic cases even loss of the life. A Mount Olive parent recently had to face this grim reality, when their child lost their life as a victim in a bus accident resulting from and due to the negligence of a bus driver.

Parents across New Jersey place their trust in school buses and bus drivers to transport their children to and from school, and even children who don’t regularly ride the bus will still board buses a few times a year for class field trips. Though not as common as an everyday motor vehicle accident, or even an accident involving a commercial truck, a pedestrian or bicyclist on the roadway, when school bus accidents do occur send a chill down every parents’ spine knowing that it could have been their child’s bus that was involved.

If your child is involved in a school bus accident and has sustained injuries, it is imperative to contact an experienced attorney as soon as possible to protect you and your child both financially and medically.  The Law Offices of Michael P. Burakoff has extensive experience handling all types of motor vehicle accidents in Parsippany, Hopatcong, Mt. Olive, Andover, Newton, Morristown and across both Sussex and Morris Counties.  Speak with Michael Burakoff about how to receive fair and just compensation for the injuries and suffering of your child.  Contact us online, or call to schedule an appointment at either one of our convenient office locations: Morristown or Newton (973) 520-0525.

Common to School Bus Accident Injuries Mt. Olive NJ

Any number of devastating injuries may result from a serious school bus accident, including but certainly not limited to traumatic brain injuries, spinal cord injuries, paralysis, bone fractures and/or soft tissue injuries. These devastating injuries are usually the result of what is considered a primary injury. Secondary injuries can occur when childrens’ travel items or belongings such as loose sports gear or backpacks come into play. When we see these types of belongings, that students carry on board their buses every day, flying across the bus this can and will create even greater hazards inside a school bus during collisions. Many children sustain secondary injury from improperly stored items inside the bus. Even children who escape serious physical injury often suffer lasting psychological trauma resulting from the collision and seeing their peers seriously injured which isn’t always easily diagnoses and often ignored.

Every child deserves the best possible chance of recovering fully from the physical and emotional trauma of a school bus accident. That often requires ensuring that their families obtain the fair and reasonable compensation necessary to pay for any medical treatment they need wit, physical therapy, and even emotional or psychological care without these necessities becoming a threat to their families’ financial stability.

New Jersey Bus Safety Laws

New Jersey is one of only six states that obligate safety restraints on full-sized school buses. At present, there is no federal law mandating seat belts on school buses, and thus safety features are not present on the majority of buses nationwide.

In fact, as a result of the tragic Mt. Olive crash Governor Phil Murphy recently signed a bill making bus safety laws far more strict and designed to make all New Jersey children safer when traveling on school buses. The bill requires all new buses to have both lap and shoulder belts for all passengers. Additional measures proposed include more stringent requirements for school bus drivers and those that employ them.

Talk to a Denville School Bus Accident Attorney Today

Attorney Michael P. Burakoff has decades of experience recovering full and fair compensation for our clients whose children have been injured in school bus and other types of vehicle accidents in communities such as East Hanover, Morristown, Parsippany, Denville, Dover, Netcong, Hopatcong, and Newton and across Morris and Sussex County, NJ.

Our firm understands how precarious a family’s situation can become as medical expenses mount as the result of caring for an injured child, whether the injuries are physical or psychological. That’s why we focus on keeping our clients and their families informed and involved throughout the legal process as we work to secure them the compensation they both need and deserve to make your life whole again.

Please speak with Michael Burakoff and our legal team today in a free and confidential consultation regarding any type vehicle accident to learn about your options for making a successful financial recovery.  Please contact us online, or call to schedule an appointment at one of our conveniently located offices in Newton or Morristown, NJ.

Pedestrian Accident Attorneys Morris and Sussex County

What Should I Do If Struck by a Vehicle While WalkingWhen walking near traffic, there is an ever present danger of being involved in a pedestrian accident.  Causes can vary and range from distracted drivers to drunk drivers. Due to the weight of the vehicle and the speed in which it is traveling many pedestrians suffer serious and even catastrophic injuries or death in these types of motor vehicle accidents. If this happens to you or someone you know, you or they may be entitled to hold the at-fault driver liable to recover compensation for medical bills as well as pain and suffering. In this article we will discuss what to do immediately following an incident, if you or a loved one are struck by a vehicle while on foot.

If you or someone you know is involved in a pedestrian accident involving injury or substantial damage to property, it is imperative to contact an experienced attorney as soon as possible.  The Law Offices of Michael P. Burakoff has extensive experience handling motor vehicle accidents in Parsippany, Hopatcong, Mt. Olive, Andover, Newton, Morristown and other towns all over both Sussex and Morris County.  Speak with Michael Burakoff about how to protect both you and your family from potentially catastrophic financial consequences in the form of medical bills and loss income from work.  Contact us online, or through either our Morristown or Newton office at (973) 520-0525.

Report Your Morris County Pedestrian Accident

If you are physically able at the time of the event, it is important to try and report the accident to local law enforcement or emergency responders as quickly as possible. Call 9-1-1 and request medical services for yourself and any other person who has been injured in the accident. In addition, provide details about the at-fault driver, the location of the accident and any relevant other factors that may help first responders.

Reporting your accident immediately also helps to establish a timeline of events that can be used to construct your personal injury claim at the time of the settlement negotiation or trial. The at-fault driver’s insurance company will likely inquire about the time and location of the accident. It is also important to request a copy of the accident or police report taken by law enforcement to provide to insurers and your attorney.

Get Medical Treatment for Your Sussex County Pedestrian Accident

After any accident, you should get medical attention and treatment as soon as possible. Diagnosing and treating your injuries is the first step to recovery. Although most people understand when they have been injured in an accident, some injuries do not immediately show symptoms or display signs of a major injury that the individual has not yet identified due to adrenaline or other medical related reasons. Even if you feel embarrassed to seek medical attention and you “feel fine” enough to walk away from the incident, it is important to be examined by medical professionals.

Moreover, seeking immediate medical treatment after an accident establishes that you suffered an injury. You will have to prove that these injuries were caused by the at-fault driver’s negligence, however you need to establishnthat they exist as a result of the accident first. This may go a long way toward helping you recover compensation for your injury when you file a personal injury claim.

Contact a Sussex County Accident Attorney Without Delay

It is important to have an advocate who is knowledgeable not only in the law but in what you need to do next. The driver’s insurance company will move quickly to protect their client as well as themselves from liability. They may also attempt to convince you to accept a settlement that represents a fraction of what you are entitled.

A knowledgeable attorney will help safeguard you rights as well as help put you on the path to a full recovery both physically and financially.

Talk to a Morristown Pedestrian Accident Attorney Today

Attorney Michael P. Burakoff and our law offices have decades of experience recovering full and fair compensation for our clients injured in pedestrian accidents across New Jersey, Morris County, and Sussex County, including communities such as East Hanover, Morristown, Parsippany, Denville, Dover, Netcong, Hopatcong, and Newton.

Our firm understands completely how precarious a family’s situation can become as medical expenses mount and the injured party remains unable to work. That’s why we focus on keeping our clients and their families informed and involved throughout the legal process as we work to secure them the compensation they both need and deserve to make your life whole again.

Please speak with Michael Burakoff and our legal team today in a free and confidential consultation regarding any type of pedestrian or vehicle accident to learn about your options for making a successful financial recovery.  Please contact us online, or through either our Newton office or our Morristown office at (973) 520-0525.

 

What Should I Do if I Have Been in a Car Accident?

Morris Plains Car Accident Injury AttorneyBeing involved in any kind of motor vehicle accident can be a traumatic experience, and sometimes life-changing. It can also be a little overwhelming as there will be a variety of concerned parties, including insurance companies, the police, eye-witnesses, medical and emergency response personnel, and potentially even a personal injury attorney.

With that being said, here are a few tips to help you safely and efficiently recover from any kind of motor vehicle accident, including a car accident, truck accident, motorcycle accident, or a bus or train accident.

“Ensure Your Safety, the Safety of Your Passengers, and the Safety of Other Involved Parties”

Morris Plains Car Accident Injury Attorney

The most important thing you can do anytime you are in a car accident is to first ensure your own safety, the safety of your passengers, and the safety of other involved parties. Depending on where your accident occurred, this may involve exiting your vehicle and getting out of harm’s way of fires or oncoming traffic. Or, if your accident occurred on a busy highway like I-80, it may be safer to remain in your vehicle rather than risking walking across the highway and oncoming traffic.

This can be a bit of a judgement call, and there may be scenarios where you are unable to move even if you felt like it was needed. The most important thing to remember is the time-proven idea of “safety-first”.

“Call Emergency Responders”

Parsippany Highway Accident Lawyer

Once you feel that you and your passengers are out of immediate danger, your next step should be to call emergency responders if they haven’t already been notified by dailing 911.

Emergency response will include ambulances and medical personnel, police to secure the scene of the accident and document what has happened, and potentially even the fire department if there is risk or evidence of a fire.

The sooner emergency responders are contacted, the sooner they can arrive to the scene of the car accident, and begin helping all involved parties.

“Record as Much Evidence as Possible”

Dover Motor Vehicle Injury Attorney

Even though it is the responsibility of responding law enforcement officers to document the scene of the accident and the given statements of involved parties and witnesses to the accident, if you are able to, it can go a long way to record certain pieces of information yourself.

This can include things like taking photos of the accident, getting the names and numbers of eye-witnesses, and generally recording any other information which may be relevant to your accident in terms of what happened, how did it happen, why did it happen, etc.

Again, while this is generally the responsibility of the police, the more information you have the better when it comes to working with insurance companies, and securing compensation for your accident, injuries, and damages, whether through a claim with your own insurance provider (a first-person claim) or a claim with the insurance provider of the responsible part (a third-party personal injury claim).

“Seek Medical Attention”

East Hanover Accident and Injury Lawyer

Seeking medical attention if you have been hurt in a car accident seems like an obvious next step. However, even if you just feel “shaken up” but ok, it is still critical that you seek medical attention as quickly as possible after your accident.

Some injuries take time to present themselves, for example brain injuries, spinal cord injuries, and internal injuries, and the longer you wait to visit a doctor, the worse these injuries can become.

In addition, the less time there is between your car accident and when you speak with a doctor and actually diagnose your injuries, the easier it will be to directly link those same injuries to your accident. If too much time transpires between the two events, insurance companies can argue that you were hurt in some other way, and that your injuries were not caused by your accident (meaning, they don’t have to pay for them).

Bottom line. if you were in an accident, go see a doctor ASAP.

“Speak with an Experienced Injury Attorney”

Morris County Personal Injury Attorney

Finally, if you have been involved in a car accident, trust that you WILL be hearing from your insurance company soon thereafter, and possibly the insurance company of other involved parties.

Insurance companies are for profit businesses, meaning their profits come before your own well-being. As helpful as they may seem, it is highly recommended that you speak with an experienced Morris County injury attorney before speaking with any insurance company.

By first speaking with an attorney, you can get a better sense of whether or not you may have a case for seeking injury compensation from other responsible parties, what you should and shouldn’t say to the insurance companies, and what your next steps are in the car accident injury process.

Contact a Morris County and Sussex County Car Accident Injury Lawyer Today

At The Law Offices of Michael P. Burakoff, we have extensive experience helping our clients and their families to recover full and fair car accident injury compensation in towns across New Jersey, Morris County, and Sussex County, including Dover, Netcong, Morris Plains, East Hanover, Hopatcong, Denville, Newton, Parsippany, Morristown, Florham Park, and more.

Attorney Michael Burakoff believes in working closely and attentively not only with his clients, but with their families as well. This is because he understands the extreme strain that a serious injury can place on any family, and the need to have all involved parties actually involved in the process.

To speak with Michael Burakoff and our legal team today in a free and confidential consultation regarding any kind of accident or motor vehicle accident, your options for recovering compensation for your injuries and damages, and how exactly we can help you to do so, please contact us online, or through either our Morristown office or our Newton office at (973) 520-0525.

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