Insurance Company Tactics When it comes to Motor Vehicle Accidents

Injury Lawyers Help Engage With Insurance Companies in Auto Accidents from Morristown to Newton NJ

Understanding Insurance Company Tactics When it comes to Motor Vehicle Accidents

The State of New Jersey is a no-fault auto accident state, meaning that drivers have insurance to cover their own injuries and damage in the event of a motor vehicle accident rather than insurance being required to pay the other party. However, this does not mean that you cannot sue the insurance company of a negligent driver who causes personal injuries or property damage.

It is important to remember that insurance companies are for profit businesses and, although it is a big part of what they do and the product they provide, any money that they pay out goes against their bottom line. For this reason, some insurance companies have become very adept at getting people to accept a smaller payment than they deserve.

The Law Offices of Michael P. Burakoff has extensive experience dealing with insurance companies and recovering full and fair compensation for his clients who have suffered personal injuries in all types of motor vehicle accidents due to third-party negligence in towns across Morris County and Sussex County. Call either our Morristown office or our Newton office today at (973) 520-0525 to discuss your individual needs, concerns and situation.

Insurance Company Tactics Sussex County NJ Lawyers

There are several common tactics employed by insurance companies across New Jersey in order to pay as little as possible to victims injured in car accidents, motorcycle accidents and truck accidents.  On their surface and without full knowledge these offers may seem fair. However, in many cases the amount paid can be far below your actual needs especially in cases of catastrophic injuries that can cause permanent disability such as traumatic brain injury and spinal cord injury among others.

These tactics often include:

  • The offering of an upfront lump sum payment.  Because litigation sometimes takes months and even years, receiving funds immediately may seem to be the solution to any money problems you may currently have. The problem is that the amount you receive may be inadequate to meet your long-term needs. In many instances further injuries may become apparent later and accepting a lump sum settlement upfront may make it difficult, if not impossible, to gain the full and fair compensation you may need to make your life whole again.
  • Convincing you to accept some blame. Although this may happen in a seemingly casual conversation with an adjuster, the problem is that anything you say can be used by the insurance company against you and your rightful claim. It is recommended that you keep from discussing fault altogether.
  • The settling medical claims prematurely. Generally, property damage and medical liabilities in accidents are handled separately. The insurance company may offer to pay both together in an immediate payment. The problem is that your health may deteriorate later and you may need further treatment. Grouping both property and medical expenses together may make sense for the insurance company but will seldom be to your advantage.

Why Morris County Injury Lawyers Are Important to Help You Through the Claims Process

Though a motor vehicle accident, for many of us, is a rare event, but it is something that insurance companies deal with on a daily basis. They often know the stress you may be under physically, emotionally and financially can make you vulnerable. For this reason, you will need someone who can match their experience and has knowledge of the law to be your adviser and representative when dealing with the negotiation and litigation related to your case.  It is critical to have someone who knows what you deserve and will fight to make sure you get it.

Though large insurance companies may seem intimidating it is important to remember that you do not have to face them alone.

Contact A Denville Motor Vehicle Accident Attorney Today

Attorney Michael P. Burakoff has decades of experience recovering full and fair compensation for our clients injured in motor vehicle accidents across New Jersey, Morris County, and Sussex County, including communities such as East Hanover, Morristown, Parsippany, Denville, Dover, Netcong, Hopatcong, and Newton.

If you or someone you care about has been injured in a motor vehicle accident, please speak with Michael Burakoff and our legal team today in a free and confidential consultation regarding your options for making a financial recovery that is fair and just.  Contact us online, or through either our Newton office or our Morristown office at (973) 520-0525.

 

Pedestrian Accident Attorneys Morris and Sussex County

What Should I Do If Struck by a Vehicle While WalkingWhen walking near traffic, there is an ever present danger of being involved in a pedestrian accident.  Causes can vary and range from distracted drivers to drunk drivers. Due to the weight of the vehicle and the speed in which it is traveling many pedestrians suffer serious and even catastrophic injuries or death in these types of motor vehicle accidents. If this happens to you or someone you know, you or they may be entitled to hold the at-fault driver liable to recover compensation for medical bills as well as pain and suffering. In this article we will discuss what to do immediately following an incident, if you or a loved one are struck by a vehicle while on foot.

If you or someone you know is involved in a pedestrian accident involving injury or substantial damage to property, it is imperative to contact an experienced attorney as soon as possible.  The Law Offices of Michael P. Burakoff has extensive experience handling motor vehicle accidents in Parsippany, Hopatcong, Mt. Olive, Andover, Newton, Morristown and other towns all over both Sussex and Morris County.  Speak with Michael Burakoff about how to protect both you and your family from potentially catastrophic financial consequences in the form of medical bills and loss income from work.  Contact us online, or through either our Morristown or Newton office at (973) 520-0525.

Report Your Morris County Pedestrian Accident

If you are physically able at the time of the event, it is important to try and report the accident to local law enforcement or emergency responders as quickly as possible. Call 9-1-1 and request medical services for yourself and any other person who has been injured in the accident. In addition, provide details about the at-fault driver, the location of the accident and any relevant other factors that may help first responders.

Reporting your accident immediately also helps to establish a timeline of events that can be used to construct your personal injury claim at the time of the settlement negotiation or trial. The at-fault driver’s insurance company will likely inquire about the time and location of the accident. It is also important to request a copy of the accident or police report taken by law enforcement to provide to insurers and your attorney.

Get Medical Treatment for Your Sussex County Pedestrian Accident

After any accident, you should get medical attention and treatment as soon as possible. Diagnosing and treating your injuries is the first step to recovery. Although most people understand when they have been injured in an accident, some injuries do not immediately show symptoms or display signs of a major injury that the individual has not yet identified due to adrenaline or other medical related reasons. Even if you feel embarrassed to seek medical attention and you “feel fine” enough to walk away from the incident, it is important to be examined by medical professionals.

Moreover, seeking immediate medical treatment after an accident establishes that you suffered an injury. You will have to prove that these injuries were caused by the at-fault driver’s negligence, however you need to establishnthat they exist as a result of the accident first. This may go a long way toward helping you recover compensation for your injury when you file a personal injury claim.

Contact a Sussex County Accident Attorney Without Delay

It is important to have an advocate who is knowledgeable not only in the law but in what you need to do next. The driver’s insurance company will move quickly to protect their client as well as themselves from liability. They may also attempt to convince you to accept a settlement that represents a fraction of what you are entitled.

A knowledgeable attorney will help safeguard you rights as well as help put you on the path to a full recovery both physically and financially.

Talk to a Morristown Pedestrian Accident Attorney Today

Attorney Michael P. Burakoff and our law offices have decades of experience recovering full and fair compensation for our clients injured in pedestrian accidents across New Jersey, Morris County, and Sussex County, including communities such as East Hanover, Morristown, Parsippany, Denville, Dover, Netcong, Hopatcong, and Newton.

Our firm understands completely how precarious a family’s situation can become as medical expenses mount and the injured party remains unable to work. That’s why we focus on keeping our clients and their families informed and involved throughout the legal process as we work to secure them the compensation they both need and deserve to make your life whole again.

Please speak with Michael Burakoff and our legal team today in a free and confidential consultation regarding any type of pedestrian or vehicle accident to learn about your options for making a successful financial recovery.  Please contact us online, or through either our Newton office or our Morristown office at (973) 520-0525.

 

What Should I Do if I Have Been in a Car Accident?

Morris Plains Car Accident Injury AttorneyBeing involved in any kind of motor vehicle accident can be a traumatic experience, and sometimes life-changing. It can also be a little overwhelming as there will be a variety of concerned parties, including insurance companies, the police, eye-witnesses, medical and emergency response personnel, and potentially even a personal injury attorney.

With that being said, here are a few tips to help you safely and efficiently recover from any kind of motor vehicle accident, including a car accident, truck accident, motorcycle accident, or a bus or train accident.

“Ensure Your Safety, the Safety of Your Passengers, and the Safety of Other Involved Parties”

Morris Plains Car Accident Injury Attorney

The most important thing you can do anytime you are in a car accident is to first ensure your own safety, the safety of your passengers, and the safety of other involved parties. Depending on where your accident occurred, this may involve exiting your vehicle and getting out of harm’s way of fires or oncoming traffic. Or, if your accident occurred on a busy highway like I-80, it may be safer to remain in your vehicle rather than risking walking across the highway and oncoming traffic.

This can be a bit of a judgement call, and there may be scenarios where you are unable to move even if you felt like it was needed. The most important thing to remember is the time-proven idea of “safety-first”.

“Call Emergency Responders”

Parsippany Highway Accident Lawyer

Once you feel that you and your passengers are out of immediate danger, your next step should be to call emergency responders if they haven’t already been notified by dailing 911.

Emergency response will include ambulances and medical personnel, police to secure the scene of the accident and document what has happened, and potentially even the fire department if there is risk or evidence of a fire.

The sooner emergency responders are contacted, the sooner they can arrive to the scene of the car accident, and begin helping all involved parties.

“Record as Much Evidence as Possible”

Dover Motor Vehicle Injury Attorney

Even though it is the responsibility of responding law enforcement officers to document the scene of the accident and the given statements of involved parties and witnesses to the accident, if you are able to, it can go a long way to record certain pieces of information yourself.

This can include things like taking photos of the accident, getting the names and numbers of eye-witnesses, and generally recording any other information which may be relevant to your accident in terms of what happened, how did it happen, why did it happen, etc.

Again, while this is generally the responsibility of the police, the more information you have the better when it comes to working with insurance companies, and securing compensation for your accident, injuries, and damages, whether through a claim with your own insurance provider (a first-person claim) or a claim with the insurance provider of the responsible part (a third-party personal injury claim).

“Seek Medical Attention”

East Hanover Accident and Injury Lawyer

Seeking medical attention if you have been hurt in a car accident seems like an obvious next step. However, even if you just feel “shaken up” but ok, it is still critical that you seek medical attention as quickly as possible after your accident.

Some injuries take time to present themselves, for example brain injuries, spinal cord injuries, and internal injuries, and the longer you wait to visit a doctor, the worse these injuries can become.

In addition, the less time there is between your car accident and when you speak with a doctor and actually diagnose your injuries, the easier it will be to directly link those same injuries to your accident. If too much time transpires between the two events, insurance companies can argue that you were hurt in some other way, and that your injuries were not caused by your accident (meaning, they don’t have to pay for them).

Bottom line. if you were in an accident, go see a doctor ASAP.

“Speak with an Experienced Injury Attorney”

Morris County Personal Injury Attorney

Finally, if you have been involved in a car accident, trust that you WILL be hearing from your insurance company soon thereafter, and possibly the insurance company of other involved parties.

Insurance companies are for profit businesses, meaning their profits come before your own well-being. As helpful as they may seem, it is highly recommended that you speak with an experienced Morris County injury attorney before speaking with any insurance company.

By first speaking with an attorney, you can get a better sense of whether or not you may have a case for seeking injury compensation from other responsible parties, what you should and shouldn’t say to the insurance companies, and what your next steps are in the car accident injury process.

Contact a Morris County and Sussex County Car Accident Injury Lawyer Today

At The Law Offices of Michael P. Burakoff, we have extensive experience helping our clients and their families to recover full and fair car accident injury compensation in towns across New Jersey, Morris County, and Sussex County, including Dover, Netcong, Morris Plains, East Hanover, Hopatcong, Denville, Newton, Parsippany, Morristown, Florham Park, and more.

Attorney Michael Burakoff believes in working closely and attentively not only with his clients, but with their families as well. This is because he understands the extreme strain that a serious injury can place on any family, and the need to have all involved parties actually involved in the process.

To speak with Michael Burakoff and our legal team today in a free and confidential consultation regarding any kind of accident or motor vehicle accident, your options for recovering compensation for your injuries and damages, and how exactly we can help you to do so, please contact us online, or through either our Morristown office or our Newton office at (973) 520-0525.

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