How To Handle Insurance Claims After Auto Accidents

Morris County Car Accident Lawyer Pursues Fair Compensation for Your Injuries

Personal Injury Attorney providing counsel Across Morris and Sussex County with Offices in Morristown and Newton NJ

Morris County Car Accident Lawyer Pursues Fair Compensation for Your InjuriesAutomobile insurance in New Jersey is known as “no-fault insurance” because no matter who or what causes your car accident, this insurance ensures that every driver has certain losses covered, including medical expenses. Typically injured drivers and passengers must first turn to their own personal-injury-protection (PIP) car insurance coverage to get compensation for medical bills, lost income, and other out-of-pocket losses after a crash, regardless of who might have been at fault.

At the Law Offices of Michael P. Burakoff, we take the time to analyze your claim, go over your legal options, fight for your rights and litigate on your behalf against the insurance companies. We consider that an agreement between the involved parties is not an option unless the insurance company offers an amount that justly compensates our injured client.

Call (973) 520-0525 to reach one of our offices or visit our website to access our online form to schedule an appointment for a complimentary initial consultation.

Sussex County, NJ Car Accident Attorneys Encouraging You To Protect Yourself

There are so many factors to consider in an accident. There are very basic things that you can do to assist yourself.  If you are hurt, go to the doctor.  Contact your insurance company. Obtain a police report. Even though NJ state law does not require calling law enforcement unless the accident results in injury, death or damage in excess of $500, a police report can help determine who was at fault.

If an occupant of the other car was hurt you should not discuss the accident.  You do not know how injured the person may and they may eventually decide to sue your insurance company and you personally.  If the passenger has difficulty getting medical reimbursements or has suffered a catastrophic injury, they will need to seek recovery from you and your company. They may try to use any and all information they have to assist in their recovery.

Photograph the Accident Scene and Injuries

Take pictures of your vehicle and the scene (i.e., skid marks, weather conditions, where the vehicles landed, your injuries) as soon as possible after the accident. It is difficult to dispute the severity of the physical and automotive damage if pictures are taken at the scene.

Time Period to File an Accident Claim With Your NJ Insurer

You should always notify your insurance company as soon as possible after an accident to protect your rights to collect benefits. Your policy should state the time period you have to report your accident to your insurance provider.  The usual window of time is no more than seven days, but sometimes it may be up to 30 days. If possible, it is recommended not to wait that long as reporting immediately is best. Because New Jersey is a no-fault state, you should report the accident and your intent to file a claim to your insurer. If the at-fault driver was uninsured, then your own uninsured/underinsured motorist coverage will come into play.

Basics of Communicating With Your Insurance Company

You do not have to discuss the details of the accident with your own insurance company before you talk to an experienced motor vehicle accident lawyer. You should not talk to a representative of any other insurance company before you talk to an independent attorney. You should not sign any paperwork, releases or settlement agreements before you consult a lawyer.

Do not admit fault. Giving you insurance company too much info can detract from your claim. Stick to the basic facts of the accident, like:

  • you were in an accident
  • the location of the accident
  • the date and time of the accident
  • a short description of what occurred (i.e., I was side-swiped).

Document Your Injuries and Treatment with a Diary

Keeping a daily or weekly diary of any resulting injuries, treatment, and progress can help determine the nature and severity of the physical or psychological trauma you endured.

Bad Faith Insurance Claims Lawyer Morristown, NJ

Bad Faith Insurance Claims Lawyer Morristown, NJAlthough you are working with your own insurer, the company is not on your side. Insurance companies and their adjusters are focused on paying you as little as possible for your claim.

If you are having difficulty obtaining the compensation you deserve, our attorneys can handle the details of a bad faith insurance claim on your behalf. We have decades of experience handling various personal injury claims and can help you get the compensation you need.

Contact a Car Accident Attorney at Our Newton or Morristown Offices Today

Attorney Michael Burakoff has more than 35 years of motor vehicle accident, personal injury trial, and negotiation experience. He has fought for medical expense, lost income, and pain and suffering personal injury compensation for the victims of serious and catastrophic injuries in towns across Morris County and Sussex County, including Newton, Netcong, Dover, Hopatcong, Mt. Olive, Rockaway, Hanover, Parsippany, and Morristown.

For more information or to schedule an appointment regarding bad faith insurance, a third-party claim, or issues related to uninsured or underinsured motorists, please contact us through our website or call us (973) 520-0525  to properly file your case and start working on your fair compensation.

Whiplash Injury Attorneys Morris County and Sussex County NJ

Personal Injury Attorney Serving North Jersey Clients with Offices in Morristown and Newton NJ

Motor Vehicle Accidents Attorney in Morris County, NJCar accident and other motor vehicle accident injuries can have devastating effects on an individual’s physical and their family´s financial well-being. Many car accidents can result in whiplash, spinal cord injuries, traumatic brain injury (TBI), or catastrophic injuries which require medical treatment. Whether they are low-impact accidents or ones that result in serious injuries, these injuries can result in extremely high medical costs and loss of enjoyment of life for a period of time, but may not necessarily be considered “permanent.” Thus may not qualify for a personal injury claim in the case that the injury victim only has a limited right to sue.

If you or a loved one has been injured in an auto accident of any kind, you may be able to recover compensation for your medical expenses, lost income, and physical and emotional pain and suffering through a car accident personal injury claim.

At The Law Offices of Michael P. Burakoff, we have successfully recovered compensation for accident injury victims and their families in towns across Morris County and Sussex County, including Hopatcong, Parsippany, Netcong, Newton, Dover, Denville, Mt. Olive, East Hanover, Morristown, and more. Attorneys who “handle” auto accident claims are a dime a dozen in New Jersey. However, if you have been seriously injured in a car crash, you deserve a New Jersey car accident attorney who will do more than just “handle” your auto accident claim, and the family-focused approach of our firm will provide you and your family with exactly that kind of “extra mile” service that you truly need and deserve.

Please, call our Morristown or Newton office to discuss your unique needs, concerns, and the situation regarding any kind of car accident injury with our highly knowledgeable legal team today in a free and confidential consultation.

What is whiplash?

Whiplash is one of the most common injuries drivers or passengers suffer. Often it occurs when a vehicle is rear-ended or struck from behind by another vehicle. The sudden rear impact can cause hyperextension of the neck. As the seat pushes the occupant’s midsection forward the head and neck fall back. As a result, the head and neck can enter hyperflexion as they attempt to return to a normal position.

Common Symptoms of Whiplash, Low Impact Neck, & Spine Injuries

Motor Vehicle Accidents Attorney in Morris County, NJWhiplash symptoms may be present at the time of the accident, or there could be a delay of up to 24 hours before they appear. Some symptoms may not be obvious even when they are connected to serious medical conditions. Neck and head may not manifest until days or weeks after an accident, and can include:

  • pain and stiffness or limited range of motion
  • discomfort or numbness and tingling in the arms or fingers
  • clicking/grating
  • headaches
  • dizziness
  • difficulty sleeping
  • post-traumatic-stress-disorder (PTSD)

Though a mild case of whiplash will heal with time and treatment, in some cases, injuries sustained in relatively low-speed impacts can be serious enough to require surgery. Due to the fact that some of these soft-tissue injuries may not show up on an X-ray or MRI, accident victims may have to fight for the compensation they need to recover.

Seek Medical Care Immediately

After a car accident, you should always immediately seek medical care. Even is you’re unsure if you have a whiplash injury, a doctor will be able to determine your injuries through an examination. This will ensure a whiplash diagnosis as soon as possible so you can receive the proper medical care you need. A diagnosis from your doctor will also link your injury to your accident. Your physician will rule out any previous conditions as to the cause of your whiplash, and attribute your whiplash to the actual accident and not something other than the car accident.

File a Police Report after a New Jersey Auto Accident

Failing to report the accident may result in you being charged in accordance with NJ Rev Stat §39:4-130, and possibly being fined anywhere from $30 to $100, in addition to the suspension or loss of your driving license. Even if you immediately report the accident via telephone, you may be still found guilty of failing to report an accident in New Jersey if you do not provide the written report.

Follow Your Doctors’ Orders & Treatment Plan

This may shorten your recovery period and could demonstrate the severity of your injury.

File a Claim With Your Insurance Company

You should always notify your insurance company as soon as possible after an accident. Because New Jersey is a no-fault state, you will report the accident and your intent to file a claim to your insurer. Although you are working with your own insurer, the company is not on your side. Insurance companies and their insurance adjusters are solely focused on paying out as little as possible for your claim.

If you are having difficulty obtaining the compensation you deserve, our attorneys can handle the details of a bad faith insurance claim on your behalf. We have decades of experience handling various personal injury claims and can help you get the compensation you need.

Gather Proof or Evidence to Support Your Accident Claim

  • maintain detailed records of all information pertaining to your whiplash injury,
  • ask medical providers for your records and doctors’ notes regarding your injury,
  • obtain copies of relevant medical documentation such as imaging records (MRI, CAT, etc) medical testing, prescription drugs, and other related medical documentation,
  • keep all medical bills from your whiplash treatment to show the expenses you incurred due to the injury,
  • obtain records on lost wages, missed or leave-related work records of work for whiplash treatment from your employer, and
  • take notes on how your injuries affect your day-to-day life.

All relevant information and documentation can be immensely useful in supporting your claim and obtaining the compensation you deserve.

Contact A Morris County Car Accident Injury Attorney Today

Motor Vehicle Accidents Attorney in Morris County, NJAt The Law Offices of Michael P. Burakoff, our legal team has more than 35 years of experience helping clients to recover the compensation they need and deserve for car accident injuries, including those suffering from whiplash, in towns across New Jersey, Morris County, and Sussex County, including Parsippany, Newton, Dover, Netcong, Hopatcong, East Hanover, Denville, Mt. Olive, Morristown, and more.

Our firm is unique among personal injury law firms in that we focus on working closely not only with our clients but their families as well. Attorney Michael Burakoff understands just how difficult it can be for families to undergo the stress and hardship that a serious injury can cause, and as such beliefs in taking every legal step necessary to protect injury victims’ rights, obtain compensation for economic injuries, and help their entire family to recover from the tragedy of a serious car accident.

To speak with Michael Burakoff and our legal team today in a free and confidential consultation regarding any kind of car accident injury or wrongful death, your options for making a successful personal injury recovery, and how exactly we can help you to do so, please contact us online, or through either our Morristown office or our Newton office at (973) 520-0525.

Insurance Companies Bad Faith Claims in Morris County, NJ

Bad faith: Suing Your Insurance Company in Uninsured and Underinsured Motorists ClaimsYour insurer has an obligation to act in good faith when you file your claim. The company shouldn’t try to avoid its duty to investigate your claim or pay you. If they do, they are acting in bad faith. NJ drivers are legally required to carry motor vehicle insurance. Minimal insurance policies which will not cover any damages incurred when motor vehicle accidents result in major property damage or serious injury. You may want to sue your insurance company because of the coverage denial, failure to investigate a claim, failure to negotiate or even attempt a reasonable settlement, or even failure to pay your claim in a reasonable amount to time when their liability has been clearly established.

You have the right to hold your insurance company accountable when they do not treat your policy fairly. You should not be faced with potentially catastrophic financial ruin because you did not receive the money you are owed.

Personal Injury Attorney Providing Counsel in North Jersey Clients with Offices in Morristown and Newton NJ

The uninsured and underinsured motorists’ attorney of The Law Offices of Michael P. Burakoff has extensive experience serving motor vehicle accident victims across Morris and Sussex County towns including Newton, Morristown, Roxbury, Dover, East Hanover, Morris Plains, Andover, Chatham, and across Northern New Jersey. Attorney Burakoff has practiced personal injury law exclusively since starting his practice in 1976. This concentrated focus allows our firm to offer well informed and high-quality legal services for clients in need. We are committed to helping you recover the compensation you deserve.

Call our Morristown office or our Newton office today for a free and confidential consultation regarding your potential personal injury claim for a wrongful car accident, truck accident, motorcycle accident, or any other type of motor vehicle accident.

Can I sue my insurance company?

Yes. Many insurance companies do not have their clients’ best interests in mind and are motivated by profits. Insurers employ highly-skilled attorneys who give the company an advantage over the injured party.

What is a bad faith claim?

In Pickett v. Lloyd’s, 131 N.J. 457, 621 A.2d 445, the New Jersey Supreme Court first recognized first-party bad faith claims and determined that an:

“the insurance company may be liable to a policyholder for bad faith in the context of paying benefits under a policy.  The scope of that duty is not to be equated with simple negligence.  In the case of denial of benefits, bad faith is established by showing that no debatable reasons existed for denial of the benefits.  In the case of processing delay, bad faith is established by showing that no valid reasons existed to delay processing the claim and the insurance company knew or recklessly disregarded the fact that no valid reasons supported the delay.”

Under New Jersey law, if an insurer breaches their common law duty (i.e., good faith and fair dealing), an insured person can recover up to the limits of their policy as well as consequential bad faith-related damages against a first-party insurer only if they are able to demonstrate that the insurer:

  • lack of a reasonable basis for denying the claim,
  • unreasonably delaying its processing, and
  • the insurer’s knowledge or reckless disregard that it was acting unreasonably.

What is the difference between an uninsured and underinsured motorist claim?

Basic auto insurance coverage is mandatory for all drivers in New Jersey. Although not required, many drivers also carry uninsured or underinsured motorist (UM/UIM) insurance coverage.

An uninsured motorist (UM) claim is asserted by an insured against its own insurance company when the insured is involved in an automobile accident with another driver who has no insurance or cannot be located.

Bad faith: Suing Your Insurance Company in Uninsured and Underinsured Motorists ClaimsAn underinsured motorist (UIM) claim is asserted by an insured against its insurance company when the other driver is underinsured.

UM and UIM provide compensation for personal injuries, and because the insured is seeking recovery under his or her own policy of insurance, they are first-party insurance coverages and they are considered to be as opposed to third-party insurance coverages.

Insurance companies are very much aware that they have no obligation to pay all claims, just those claims that the uninsured or underinsured person would be responsible for paying. If it doesn’t pay your claim, your insurer which you pay premiums to is acting as the insurance company for the person who injured you and damaged your property.

What is Senate Bill NJ S2144 or the New Jersey Insurance Fair Conduct Act (“IFCA”)?

The basis of the bill relates to the creation of a private cause of action for violation of the New Jersey Unfair Claims Settlement Practices Act (“UCSPA”). UCSPA also known as NJ Rev Stat § 17B:30-13.1, prohibits insurers from engaging in various deceitful business practices, such as misrepresentation of facts or denial of a claim without a reasonable investigation.

Having passed the New Jersey Senate this bill is currently pending before the New Jersey Assembly’s Financial Institutions and Insurance Committee. It establishes remedies for violations of the Unfair Claims Settlement Practices Act (i.e., bad faith delay or denial of claims for insurance benefits), which previously could only be brought by the Commissioner of Banking and Insurance.

A claimant would not be required to prove that there was recurring misconduct by the insurer that would indicate “a general business practice,” Most significant is that the proposed bill would allow the recovery of treble damages, reasonable attorney’s fees and litigation expenses, and extra-contractual damages.

Contact a Newton and Morristown Injury Attorney Today

Personal injury and auto accident attorney Michael P. Burakoff takes pride in protecting the legal rights of motor vehicle accident victims across local Morris County and Sussex County communities such as Florham Park, Mt. Olive, Morristown, Newton, Dover, Rockaway, and all of Northern New Jersey.

Our firm will work with not only our clients but also their families throughout the legal process. Attorney Burakoff believes in putting the attorney-client relationship first and foremost, which creates an environment where our clients’ needs and concerns are heard loud and clear.

To speak with a member of our qualified legal team regarding your motor vehicle accident and your potential for financial compensation, please contact us online or call our Morristown office or our Newton office at (973) 520-0525 for a free and confidential consultation.

Low-Impact Accidents and Serious Injury Attorneys Morris County NJ

Trusted Car Accident Injury Attorney Serving Clients Across Morris and Sussex County with Offices in Morristown and Newton NJ

Low-Impact Accidents and Serious Injury Attorneys Morris County NJOne of the most common mistaken beliefs about motor vehicle accidents is that low impact collisions where an individual may not receive direct impact to their body cannot cause serious injury. This couldn’t be further from the truth. Though, low-impact car accidents, typically “fender benders,” are common, they can be the cause of some serious injuries. Even when these accidents only cause minimal physical damage to the vehicles, the occupants may not be so lucky.

Whiplash is one of the most common injuries drivers or passengers suffer. Often it occurs when a vehicle is struck from behind by another vehicle. The sudden rear impact can cause hyperextension of the neck. As the seat pushes the occupant’s midsection forward the head and neck fall back. As a result, the head and neck can enter hyperflexion as they attempt to return to a normal position.

Lumbar spine injuries can occur even in low impact collisions. The lumbar spine is made up of the five largest vertebrae as well as the strongest of the muscles of the spine. A sprain to the lumbar spine is often particularly painful and may result in limited mobility, swelling, bruising as well as tenderness, and may severely hinder your ability to perform daily activities.

Herniated discs are not uncommon in low impact motor vehicle accidents. A herniated disc occurs when a disc is displaced and can occur when the neck and spine enter a whiplash effect. A herniated disc can place pressure on the spinal cord or its surrounding nerves causing intense pain.

Spinal Cord Injuries, though not usual in low impact collisions, have been known to occur. These injuries can range from the bruising or excessive pressure to permanent damage to the spinal cord and nerves. Spinal cord injuries can result in total or partial paralysis, loss of sensation in areas of the body in addition to the loss of reflex function.

Common Symptoms of Low Impact Neck and Spine Injuries

It is important to note that injuries to the neck and head may not manifest themselves until days or weeks after an accident. Furthermore, some symptoms may not be obvious even when they are connected to serious medical conditions.

Common symptoms may include:

  • Pain and stiffness
  • Numbness and tingling
  • Clicking/grating

Though a mild case of whiplash will heal with time and treatment, in some cases, injuries sustained in relatively low-speed impacts can be serious enough to require surgery. Due to the fact that some of these soft-tissue injuries may not show up on an X-ray, accident victims may have to fight for the compensation they need to recover.

The Value of an Experienced Attorney is Morristown Low-Impact Injury Cases

Low-Impact Accidents and Serious Injury Attorneys Morris County NJThose who suffer serious and long-lasting neck and back injuries as a result of low-impact accidents may face many obstacles on the road to obtaining fair compensation needed for recovery. For this reason, proper legal counsel is critical to securing damages for their medical expenses, lost wages, as well as pain and suffering.

In these cases retaining an experienced and skilled personal injury attorney is crucial. The use of experienced medical specialists, as well as other specialists, will be needed to establish your injuries and how the accident caused your injuries. An attorney who has the resources, expertise and a record of successfully handling cases involving serious injuries resulting from low-impact accidents will understand how to build you the strongest case possible in order to negotiate a fair settlement for you.

Contact a Morris and Sussex County Motor Vehicle Accidents Attorney

Personal injury attorney Michael Burakoff  has extensive experience representing the victims of motor vehicle accidents. He will help you organize your claim and negotiate a fair settlement amount.

From our NJ offices, we represent injured people in Morris County, Sussex County, including Newton, Morristown, Hopatcong, East Hanover, Mt. Olive, Parsippany, Netcong, Rockaway, Roxbury, Morris Plains, Dover, Florham Park, Allamuchy, Denville, Chatham, and more.

If you or someone you love got into a car accident, contact us online or by phone by calling (973) 520-052 to schedule a free and no-obligation initial consultation.

Punitive Award Attorney Morris and Sussex County NJ

Personal Injury Attorney Representing Clients across Denville, Newton, Parsippany, Dover, Rockaway, Hopatcong, Mt. Olive, Netcong, Morris County, and Sussex County

Punitive Award Attorney Morris and Sussex County NJIn any personal injury case in New Jersey or across the United States punitive damages and whether should be awarded is always hotly debated. Cases with high punitive awards are often well-publicized, and people who have seriously injured often want to know if their claims qualify for a significant punitive award. Understanding the situations and criteria that lead to high punitive awards is critical to understanding if your personal injury case qualifies.

At The Law Offices of Michael P. Burakoff our team of legal professionals will work hard side by side with you to provide you with the knowledge you need to successfully face your case. We understand New Jersey state regulations regarding punitive damages award-able in personal injury and medical malpractice lawsuits. For a free consultation call at (973) 520-0525. or contact us online, to discuss your case in detail and review your options as it relates to a punitive damages recovery.

Necessary Criteria for Large Punitive Awards

In truth, strict legal requirements make it difficult for most plaintiffs to receive such awards. For a court to award a high punitive award a case must meet the following three primary criteria:

  • The injury was clearly and probably caused by the defendant’s direct actions or omissions. The forensic reconstruction of the event must undeniably demonstrate that the defendant was responsible for the event or series of events that caused the grave injury.
  • The event caused actual injuries with long-term effects. The injury has to be shown to have caused the victim to incur specific costs, including medical expenses, loss of income as well as pain and suffering.
  • The accused demonstrated malice or wanton disregard toward the injured party. There must be provable recklessness or intent involved in the management or execution of a service or the manufacturing or distribution of a defective product.

Receiving a significant punitive award is intentionally made to be an uphill battle by the courts, and the burden of proof usually lies with the victim to prove that such an award is warranted. An attorney with experience with receiving large punitive awards for their clients is a must if you seek to pursue this type of personal injury claim. It is highly recommended to contact an attorney as soon as possible after an accident occurs as evidence is more likely to be retrievable, and the likelihood of winning a substantial award is greater.

Examples and Rationale for Large Punitive Awards

Occasionally, juries in a personal injury case award a plaintiff punitive damages that represent more than the costs of the plaintiff’s injuries for the purpose of punishing a defendant and sending a message to others in the industry. Here are some examples:

In this workplace accident case, an accident left an employee quadriplegic after he was crushed by the forklift he was operating. The court ultimately approved a $33.9 million settlement as a warning to other employers to improve workplace safety.

An Irvington high-school student was left paralyzed after a beating at school won a $16.3 million verdict from an Essex County jury after the family was able to prove that the school district was negligent. This was done to drive other school districts to improve student safety.

In this Passaic County personal injury case a disabled boy who was struck by a baseball that had been hit with a metal bat sued the manufacturer of the bat, Little League Baseball, and a sporting goods chain. A $14.5 million settlement was awarded with the intention of improving sports equipment safety for children.

In each of these cases, there is a greater good that is served by the punitive award. In most cases, they serve to put organizations or industries on notice about the standards of behavior that the public expects and demands of them. In effect, they serve as a warning to others in the industry or in similar organizations that may be engaging in similar behaviors.

Contact a Morris and Sussex County Personal Injury Lawyer for a Free Consultation

It is important to remember that your case will be fought tooth and nail and given that organizations that have the ability to make large punitive payouts usually have large amounts of money for legal defense. For this reason, your choice of attorney will be critical to the success of your case.

Michael P. Burakoff has been successfully helping individuals and companies overcome challenging legal matters for almost thirty (30) years.  Whether helping injured victims or defending his clients from claims, the Law Office Michael P. Burakoff has the same goal: to help our clients find satisfying and effective solutions for their legal matters.

If you suffered an accident, and consider your case deserves specialized attention, don´t hesitate to contact The Law Office Michael P. Burakoff, to schedule a free and confidential consultation regarding your case at (973) 520-0525, or contact us online. Our offices are conveniently located in Morristown and Newton, covering both Morris and Sussex Counties, and we are also willing and able to come to you if you are unable to travel do to your injuries. Let us help you protect your rights today.

Morris County Personal Injury Attorney Helps Maximize Your Settlement

Serving Accident victims across Hopatcong, Denville, Netcong, East Hanover, Florham Park, Morris County and Sussex County

New Jersey, as the most densely populated state in the country, traffic congestion and car accidents are seemingly unavoidable based on the statistics. Whether it’s people who tailgate, change lanes without turn signals, or ignore the speed limit, the likelihood of being in a motor vehicle accident is more often a matter of “when” not “if”, in the Garden State. Awareness about what to do in the event of an accident is key to protect the integrity of your claim and maximize the possible settlement amount that you or a loved one may be entitled to, including being made whole for lost income, medical expenses, pain and suffering and any personal injuries.

New Jersey vehicle accident laws can be complex, and dealing with insurance companies can be overwhelming. There are countless intricacies in the law and even more circumstances where the accident or injury becomes a financial road block in your life. You may be hospitalized or unable to go back to work. Worse yet, you may still be in pain or experiencing moments of discomfort that make work and home-life unbearable. Some serious injuries have long-term or permanent effects, including pain, scarring, limited range of motion, or more severe disability. Having someone who can to protect your rights after a car accident, and help you secure your claim is critical.

At The Law Office of Michael P. Burakoff, we have extensive experience helping the victims, and their families, recover financial compensation through personal injury and wrongful death claims in towns across New Jersey, Morris County, and Sussex County, including Netcong, Dover, Denville, Roxbury, Parsippany, Hopatcong, Florham Park, East Hanover, Morristown, Morris Plains, Mt. Olive, and more.

Please, call our Morristown or Newton office today to discuss your unique needs, concerns, and situation regarding any kind of car accident injury with our legal team in a free and confidential consultation.

Personal Injury Checklist from Your Sussex County Accident Lawyer

File a Police Report

Have the police document the scene (e.g., road conditions and location details) and interview the drivers of the accident vehicles, passengers or witnesses. If for some reason the police fail to show, go to the station within 24 hours of the accident to file the report in person.

Document the Scene/Preserve the Evidence

Use your mobile phone to photograph the vehicles, the accident scene and property damage, weather conditions, skid marks, and injuries to yourself or passengers.

Exchange Information with the Other Driver

Name, address, phone number, driver’s license information, car registration, auto insurance, and license plate.

Do NOT Admit Fault for the Accident

Accepting responsibility prior to an accident report or an investigation could make processing your claim challenging. Surveillance footage, the police report, eye-witness statements, and photographic documentation of the accident scene, vehicles and surrounding area may better be able to identify the party at fault.

Strengthen Your Medical Records

Seek medical attention within 72 hours of the accident. Medical records are vital evidence in supporting your accident-related injuries. Seeking treatment immediately following an accident allows a medical professional to diagnose your injuries, link them to the accident, and prescribe the appropriate treatment. Delaying medical care from a doctor or chiropractor could cause insurance companies to doubt the seriousness of your injuries.

Do NOT Sign a Medical Authorization Release without your lawyer´s approval

This document allows an insurance company to access your medical history and in doing so, they might reduce or deny your claim due what they consider pre-existing injuries.

Document the Severity of Your Injuries

Severity of personal injuries can impact the value of one´s compensation significantly. Keeping a diary of all of your complaints and limitations on your physical activities will better demonstrate how the injuries have impacted daily life and whether the effects are temporary or permanent. Keep receipts of all prescriptions and medicines taken, as well as other purchases (e.g., wheel chair, canes, crutches, neck braces, etc). Common injuries resulting in lifelong pain and suffering, and frequently additional medical care include:

  • Brain injuries
  • Leg and arm injuries
  • Burns
  • Head, spinal cord, and neck injuries
  • Disfigurement, loss of limbs, or serious scarring
  • Loss of an unborn child

Limit Social Media Exposure

Insurance companies often hire private investigators to surveil those claiming severe medical injuries, so leading a very active and athletic social life on Instagram or Facebook would be counterproductive to one´s case.

Do NOT Be an Eager Beaver

It may takes months to settle a claim, but if you get an insufficient settlement offer, appropriate documentation should support your demand for fair compensation. It often takes a longer period of time for serious injuries to become evident or for treatment or surgery to provide the maximum benefit to the injured party. So never settle your claim before you need to.

Contact A Morristown Personal Injury Compensation Attorney Today

At The Law Offices of Michael P. Burakoff, our legal team has more than 35 years of experience helping clients to recover the compensation they need and deserve for car accident injuries in towns across New Jersey, Morris County, and Sussex County, including Parsippany, Newton, Dover, Netcong, Hopatcong, East Hanover, Denville, Mt. Olive, Morristown, and more.

Our firm is unique among personal injury law firms in that we focus on working closely not only with our clients, but their families as well. Attorney Michael Burakoff understands just how difficult it can be for families to undergo the stress and hardship that a serious injury can cause, and as such believes in taking every legal step necessary to protect injury victims’ rights, obtain compensation for economic injuries, and help their entire family to recover from the tragedy of a serious car accident.

To speak with Michael Burakoff and our legal team today in a free and confidential consultation regarding any kind of car accident injury or wrongful death, your options for making a successful personal injury claim and recovery, and how exactly we can help you to do so, please contact us online, or through either our Morristown or Newton office at (973) 520-0525.

Injury Lawyers Help Engage With Insurance Companies in Auto Accidents from Morristown to Newton NJ

Understanding Insurance Company Tactics When it comes to Motor Vehicle Accidents

The State of New Jersey is a no-fault auto accident state, meaning that drivers have insurance to cover their own injuries and damage in the event of a motor vehicle accident rather than insurance being required to pay the other party. However, this does not mean that you cannot sue the insurance company of a negligent driver who causes personal injuries or property damage.

It is important to remember that insurance companies are for profit businesses and, although it is a big part of what they do and the product they provide, any money that they pay out goes against their bottom line. For this reason, some insurance companies have become very adept at getting people to accept a smaller payment than they deserve.

The Law Offices of Michael P. Burakoff has extensive experience dealing with insurance companies and recovering full and fair compensation for his clients who have suffered personal injuries in all types of motor vehicle accidents due to third-party negligence in towns across Morris County and Sussex County. Call either our Morristown office or our Newton office today at (973) 520-0525 to discuss your individual needs, concerns and situation.

Insurance Company Tactics Sussex County NJ Lawyers

There are several common tactics employed by insurance companies across New Jersey in order to pay as little as possible to victims injured in car accidents, motorcycle accidents and truck accidents.  On their surface and without full knowledge these offers may seem fair. However, in many cases the amount paid can be far below your actual needs especially in cases of catastrophic injuries that can cause permanent disability such as traumatic brain injury and spinal cord injury among others.

These tactics often include:

  • The offering of an upfront lump sum payment.  Because litigation sometimes takes months and even years, receiving funds immediately may seem to be the solution to any money problems you may currently have. The problem is that the amount you receive may be inadequate to meet your long-term needs. In many instances further injuries may become apparent later and accepting a lump sum settlement upfront may make it difficult, if not impossible, to gain the full and fair compensation you may need to make your life whole again.
  • Convincing you to accept some blame. Although this may happen in a seemingly casual conversation with an adjuster, the problem is that anything you say can be used by the insurance company against you and your rightful claim. It is recommended that you keep from discussing fault altogether.
  • The settling medical claims prematurely. Generally, property damage and medical liabilities in accidents are handled separately. The insurance company may offer to pay both together in an immediate payment. The problem is that your health may deteriorate later and you may need further treatment. Grouping both property and medical expenses together may make sense for the insurance company but will seldom be to your advantage.

Why Morris County Injury Lawyers Are Important to Help You Through the Claims Process

Though a motor vehicle accident, for many of us, is a rare event, but it is something that insurance companies deal with on a daily basis. They often know the stress you may be under physically, emotionally and financially can make you vulnerable. For this reason, you will need someone who can match their experience and has knowledge of the law to be your adviser and representative when dealing with the negotiation and litigation related to your case.  It is critical to have someone who knows what you deserve and will fight to make sure you get it.

Though large insurance companies may seem intimidating it is important to remember that you do not have to face them alone.

Contact A Denville Motor Vehicle Accident Attorney Today

Attorney Michael P. Burakoff has decades of experience recovering full and fair compensation for our clients injured in motor vehicle accidents across New Jersey, Morris County, and Sussex County, including communities such as East Hanover, Morristown, Parsippany, Denville, Dover, Netcong, Hopatcong, and Newton.

If you or someone you care about has been injured in a motor vehicle accident, please speak with Michael Burakoff and our legal team today in a free and confidential consultation regarding your options for making a financial recovery that is fair and just.  Contact us online, or through either our Newton office or our Morristown office at (973) 520-0525.

 

Pedestrian Accident Attorneys Morris and Sussex County

What Should I Do If Struck by a Vehicle While WalkingWhen walking near traffic, there is an ever present danger of being involved in a pedestrian accident.  Causes can vary and range from distracted drivers to drunk drivers. Due to the weight of the vehicle and the speed in which it is traveling many pedestrians suffer serious and even catastrophic injuries or death in these types of motor vehicle accidents. If this happens to you or someone you know, you or they may be entitled to hold the at-fault driver liable to recover compensation for medical bills as well as pain and suffering. In this article we will discuss what to do immediately following an incident, if you or a loved one are struck by a vehicle while on foot.

If you or someone you know is involved in a pedestrian accident involving injury or substantial damage to property, it is imperative to contact an experienced attorney as soon as possible.  The Law Offices of Michael P. Burakoff has extensive experience handling motor vehicle accidents in Parsippany, Hopatcong, Mt. Olive, Andover, Newton, Morristown and other towns all over both Sussex and Morris County.  Speak with Michael Burakoff about how to protect both you and your family from potentially catastrophic financial consequences in the form of medical bills and loss income from work.  Contact us online, or through either our Morristown or Newton office at (973) 520-0525.

Report Your Morris County Pedestrian Accident

If you are physically able at the time of the event, it is important to try and report the accident to local law enforcement or emergency responders as quickly as possible. Call 9-1-1 and request medical services for yourself and any other person who has been injured in the accident. In addition, provide details about the at-fault driver, the location of the accident and any relevant other factors that may help first responders.

Reporting your accident immediately also helps to establish a timeline of events that can be used to construct your personal injury claim at the time of the settlement negotiation or trial. The at-fault driver’s insurance company will likely inquire about the time and location of the accident. It is also important to request a copy of the accident or police report taken by law enforcement to provide to insurers and your attorney.

Get Medical Treatment for Your Sussex County Pedestrian Accident

After any accident, you should get medical attention and treatment as soon as possible. Diagnosing and treating your injuries is the first step to recovery. Although most people understand when they have been injured in an accident, some injuries do not immediately show symptoms or display signs of a major injury that the individual has not yet identified due to adrenaline or other medical related reasons. Even if you feel embarrassed to seek medical attention and you “feel fine” enough to walk away from the incident, it is important to be examined by medical professionals.

Moreover, seeking immediate medical treatment after an accident establishes that you suffered an injury. You will have to prove that these injuries were caused by the at-fault driver’s negligence, however you need to establishnthat they exist as a result of the accident first. This may go a long way toward helping you recover compensation for your injury when you file a personal injury claim.

Contact a Sussex County Accident Attorney Without Delay

It is important to have an advocate who is knowledgeable not only in the law but in what you need to do next. The driver’s insurance company will move quickly to protect their client as well as themselves from liability. They may also attempt to convince you to accept a settlement that represents a fraction of what you are entitled.

A knowledgeable attorney will help safeguard you rights as well as help put you on the path to a full recovery both physically and financially.

Talk to a Morristown Pedestrian Accident Attorney Today

Attorney Michael P. Burakoff and our law offices have decades of experience recovering full and fair compensation for our clients injured in pedestrian accidents across New Jersey, Morris County, and Sussex County, including communities such as East Hanover, Morristown, Parsippany, Denville, Dover, Netcong, Hopatcong, and Newton.

Our firm understands completely how precarious a family’s situation can become as medical expenses mount and the injured party remains unable to work. That’s why we focus on keeping our clients and their families informed and involved throughout the legal process as we work to secure them the compensation they both need and deserve to make your life whole again.

Please speak with Michael Burakoff and our legal team today in a free and confidential consultation regarding any type of pedestrian or vehicle accident to learn about your options for making a successful financial recovery.  Please contact us online, or through either our Newton office or our Morristown office at (973) 520-0525.

 

Morris County Spinal Chord and Brain Injury Claims

Morris County Spinal Chord and Brain Injury ClaimsThe brain is a delicate and complicated organ that doctors know surprisingly little about.  The road to recovery from traumatic brain injuries and catastrophic spinal injuries can be long and difficult if it is possible at all.  The end results of these injuries can vary from minor complications to more serious conditions such as paralysis and, in many cases, can lead to some form of permanent disability.

The Law Offices of Michael P. Burakoff has assisted families in Morristown, Denville, Newton, Dover, Hopatcong, East Hanover, Morris Plains, Mt. Olive, Florham Park and all over both Morris County and Sussex County with personal injury claims.  When it comes to traumatic brain injury or catastrophic spinal injury we understand that to those who are suffering and their families, money is not the most important thing.  Regaining as much of the quality of life they had before the injury as possible is of the utmost importance. Contact us online or at our Newton or Morristown office by phone at (973) 520-0525 for a free confidential consultation.

Causes of Sussex County Spinal Chord or Brain Injury

There are a myriad of things that can cause the types of personal injury that can lead to traumatic brain and spinal injuries; including motor vehicle accidents, bicycle accidents, assaults, work related accidents even a slip and fall accident.

If any of these types of accidents, or others, were the cause of your or a loved one’s traumatic brain or catastrophic spinal injury then a personal injury claim may be the way to get the compensation you deserve in order to regain some quality of life.

However these cases are often very complicated as it necessary to prove negligence on the part of another party.  Also, it must be proven that the negligent party failed to act with reasonable care and that their actions were the direct result of your injuries.  A qualified and experienced Morris County or Sussex County attorney is highly recommended from the beginning of the process until its conclusion.

Catastrophic Injuries effect Sussex County Victims Quality of Life

The brain is the location cognitive ability and motor function, while the spinal cord manages a number of critical body functions including sensation, motor function as well as autonomic functions among others. Injuries to the brain or spinal cord can drastically change ones life in ways it is difficult to imagine.

Damage to either of these crucial systems can cause results that vary greatly between patients.  What may be a minor and recoverable injury for one person can be debilitating or even fatal to another.  In addition, in some cases the effects may be immediate while in others delayed for months or even years after the cause of the initial trauma.

In the event of any trauma to the brain or spinal region, no matter the cause, it is highly recommended to receive a complete and thorough medical examination as soon as possible as well as monitor the injury for changes and effects that may come on later.

Contact A Mt. Olive Traumatic Brain and Spinal Cord Injury Personal Injury Lawyer Today

For over 40 years personal injury attorney Michael P. Burakoff has been working with victims of traumatic brain and spinal injuries and their families to recover the financial compensation that helps to make their lives whole again.  We have built a solid reputation with our clients in Morristown, Newton, Mt. Olive, Netcong, Dover, Parsippany, Roxbury and across Sussex and Morris County of understanding and being sensitive to their unique needs and situations.

If you or a loved one has been in an accident that lead to brain or spinal cord injury please contact us online or at our Morristown or Newton offices by phone at (973) 520-0525 for a free and confidential consultation.

Borrowed Vehicle Liability Morris County

Borrowed Vehicle Liability Morris CountyMany people are generous with their vehicles.  Whether helping a friend or family member who does not have a car or as a gesture of friendship, it is not uncommon for people to loan their vehicle to someone else.  However this is not an activity that should be done without thought and knowledge of the possible consequences.

It is critical to understand that loaning your vehicle, be it car or motorcycle, opens you to liability in cases of motor vehicle accidents or pedestrian accidents in which your vehicle may be involved. In addition catastrophic injuries that may be sustained such as traumatic brain injury, spinal cord injuries and even death can make you liable in personal injury claims or wrongful death suits.

If a vehicle you, a friend or family member loaned to someone else is involved in a accident involving injury or substantial damage to property, it is imperative to contact an experienced attorney as soon as possible.  The Law Offices of Michael P. Burakoff has extensive experience in motor vehicle accidents in Parsippany, Hopatcong, Mt. Olive, Andover, Newton, Morristown and other towns all over both Sussex and Morris County.  Speak with Michael Burakoff about how to limit your liability in order to protect both you and your family from potentially catastrophic financial consequences.  Contact us online, or through either our Morristown or Newton office at (973) 520-0525.

Loaning A Vehicle Still Makes You Liable In Sussex County And Across NJ

If you loan your vehicle to someone else and that vehicle is involved in an accident you will be liable.  It is a common misconception that car insurance is for the driver of the car.  However the truth is that, in most cases, it is the vehicle that is insured.  Loaning your vehicle means loaning your insurance.

The State of New Jersey follows a “no-fault” insurance system.  This means that every vehicle on New Jersey roads is legally required to have a personal injury protection (PIP) insurance policy. This policy is meant to pay for any medical costs for you or anyone who is injured in an accident caused by your vehicle.

In the event of an accident, even if you loaned your vehicle, your policy will be the primary coverage for any injuries or damages sustained in any accident involving your vehicle. This can mean having to pay a large deductible on your policy and can even mean a substantial increase in your insurance premium.

What Can A Rockaway Motor Vehicle Accident Attorney Do For You?

If your vehicle is involved in a crash it is important to move to reduce your liability immediately.  An experienced attorney who knows how to negotiate with insurance companies can make all the difference.  Navigating the system can be quite confusing and difficult. Though you may have a PIP policy you may still have to pay out of pocket property damage as well as other expenses.  Seeking representation is highly recommended in case of any vehicle accident and can help to reduce your exposure to liability.

Contact a Morris and Sussex County Motor Vehicle Accident Lawyer

The Law Offices of Michael P. Burakoff  has more than 35 years of experience in helping our clients in towns across New Jersey, Morris County, and Sussex County including Andover, Roxbury, Hopatcong, Mt. Olive, Parsippany, Morristown, and Newton to reduce their exposure to liability.

Attorney Burakoff has the resources and experience to handle insurance claims and lawsuits stemming from any type of motor vehicle accident.  Contact Michael Burakoff and our legal team today for a free and confidential consultation regarding your motor vehicle accident.  Please contact us online or at our Morristown or Newton offices at (973) 520-0525.

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To speak with one of our highly knowledgeable attorneys, contact us today at (973) 520-0525 or toll-free at (877)-830-8211.

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