Uninsured and Underinsured Motorists

Hire an Attorney With Sophisticated Understanding of Auto Insurance Coverage, Including Uninsured and Underinsured Driver Policies

"Where is the money going to come from?" is always an important question after a car accident. Most drivers don't carry enough insurance to pay for a serious accident, and many drivers carry no car insurance at all. Getting hurt in a serious car accident is bad enough. It adds insult to injury to find out that the other driver is an uninsured or underinsured motorist.

At The Law Offices of Michael P. Burakoff, P.A., our New Jersey law practice focuses exclusively on the practice of personal injury law. We represent injury victims throughout New Jersey. Clients of our law firm have direct access to a veteran personal injury attorney with extensive knowledge of all legal, medical and insurance issues that matter to injury victims seeking fair compensation for economic losses.

Mr. Burakoff has achieved an impressive string of settlements and verdicts on behalf of people injured due to the negligence or carelessness of another party, which help support his reputation as a distinguished personal injury attorney. Contact us to schedule a free consultation. We have offices in Morristown, West New York and Newton.

The Importance of Uninsured Motorist Insurance Coverage

New Jersey law requires drivers to carry a minimal amount of uninsured/underinsured motorist (UIM) coverage as part of a standard insurance policy. Because so many drivers do not carry enough insurance, it is wise to increase the policy limits of your UIM coverage.

After a car accident with an uninsured driver, your own insurance company "plays the part" of the at-fault driver. For example, consider a driver who suffers $30,000 in compensable economic losses and who carries a $100,000 UIM policy. The at-fault driver had liability insurance for only $15,000. The at-fault driver's policy pays $15,000, and the injured driver's own insurance company pays the remaining $15,000.

It's Not As Easy As It Sounds

The preceding example makes it sound like making a claim under your uninsured/underinsured motorist insurance is easy. Sadly, this is rarely true. This is why it is important to consult a Morristown uninsured motorist attorney with high-level knowledge of insurance claims.

Attorney Michael P. Burakoff has that knowledge, along with a commitment to taking every possible legal step to achieve a fair financial settlement for car accident injury victims.

Contact us to schedule an appointment for a complimentary initial consultation at one of our convenient New Jersey offices: in Morristown, West New York and Newton.